

Trevor Hatfield, a broke college student, is pushed to death by loan sharks during the arrival of a strange apocalypse. But he wakes up again—at the very start of it all. This time, he has an unlimited cashback system. The more he borrows, the more he earns back. Armed with memories and a broken past, he turns eerie businesses and deadly opportunities into profit, building power in a world gone wrong. This time, he won’t just survive—he’ll own the apocalypse.

While searching for medicine, Yale Clark rescues a girl, Sierra Jones, believing she's just an ordinary survivor. Unaware she's the Zombie Queen, he unknowingly restores her humanity with his blood. They uncover the truth behind the outbreak, help create the cure, and save the world.

In her past life, Portia Brooks injures her legs trying to save her birth mother, only to get drained dry by her bloodsucking family while her fiance and sister hook up right over her deathbed. This time around,she cuts them all off without a second thought. She destroys her parasitic family, dumps her cheating fiance, and completely destroys her backstabbing sister. With her incredible skills at restoring antiques, Portia quickly marries Wesley Locke, Northden's richest man,and uses his connections to get her revenge. Family love that shows up too late is worthless. This time, she only protects her adoptive mother and her real love, making sure her enemies pay with everything they've got.

While others survive by hiding, Evan Ryce survives by "collecting rent." In the last luxury air-conditioned apartment, he faces the chaos of his employees:Maya, an SSS zombie who zaps and dances, a security zombie saving crystal cores to marry his neighbor, and more SSS zombies running a moving and delivery biz with 100% reviews. When 30,000 survivors and his freeloading family show up, Evan declares: "Pay the crystal cores—or my zombies will deal with you!"