

Trevor Hatfield, a broke college student, is pushed to death by loan sharks during the arrival of a strange apocalypse. But he wakes up again—at the very start of it all. This time, he has an unlimited cashback system. The more he borrows, the more he earns back. Armed with memories and a broken past, he turns eerie businesses and deadly opportunities into profit, building power in a world gone wrong. This time, he won’t just survive—he’ll own the apocalypse.

Mia is a 19-year-old college freshman who's beautiful but broke. Her father tells her to sell herself. Her mother offers her a job at a bar. With tuition overdue and no way out, she accepts an offer from her African professor, Kofi: $5,000 a month for companionship. But Kofi has other plans. He injects her with drugs, ties her up, and films everything. He doesn't stop there. He uses the videos to blackmail her into delivering packages—drugs, money, things she doesn't want to know about. Just when she thinks she's alone, Nina, the quiet girl in her dorm, steps in. Nina saves her from Kofi in a dark parking lot. She holds Mia through withdrawal. She becomes the only person Mia trusts. Until Mia finds messages on Nina's phone. Messages that prove Nina wasn't just helping her. She was positioning herself. She was waiting for Mia to fall so she could be the one to catch her—and own her.

Camille Sloane discovers while reapplying for her marriage certificate that she's still legally unmarried—her husband Malcolm Rourke's actual registered wife is his assistant Sierra Lowell. Shocked and heartbroken, Camille learns everything was orchestrated by Malcolm and witnesses him flirting with Sierra at the office.She decides to apply for immigration to leave him forever. Though Camille wants to leave peacefully, Sierra refuses to let her go, provoking her at Camille's birthday banquet and even self-harming to frame her. Camille fights back, but Malcolm wavers and repeatedly hurts her for Sierra's sake.Completely heartbroken, after receiving immigration approval, Camille prepares to leave but is kidnapped by Sierra's scheme and subjected to ninety-nine lashes by Malcolm, who doesn't know the truth. In her fading consciousness, Camille discovers her parents' deaths hide deeper secrets, and she vows to make Malcolm and Sierra pay the price.