

Trevor Hatfield, a broke college student, is pushed to death by loan sharks during the arrival of a strange apocalypse. But he wakes up again—at the very start of it all. This time, he has an unlimited cashback system. The more he borrows, the more he earns back. Armed with memories and a broken past, he turns eerie businesses and deadly opportunities into profit, building power in a world gone wrong. This time, he won’t just survive—he’ll own the apocalypse.

Fabron Lovell's life was a mess. His boss treated him like dirt, and his girlfriend dumped him. But he was unexpectedly bound to the Doomsday Shuttle System, forcing him to travel back and forth between the zombie-infested future world and a modern city. In the collapsed future, gold and jewels were worthless junk. Fabron spotted an arbitrage opportunity across time and space and wanted to build his empire in both worlds.