

The world's laws have collapsed—life is a living hell. The man who once threw me into the abyss… I will make sure to take everything from him. Those women from the past? Now they're just points in my game. I'm Finn Carter. Reborn, I claim the fallen as my prey—and in this apocalypse, I make the rules.

Trevor Hatfield, a broke college student, is pushed to death by loan sharks during the arrival of a strange apocalypse. But he wakes up again—at the very start of it all. This time, he has an unlimited cashback system. The more he borrows, the more he earns back. Armed with memories and a broken past, he turns eerie businesses and deadly opportunities into profit, building power in a world gone wrong. This time, he won’t just survive—he’ll own the apocalypse.

While others survive by hiding, Evan Ryce survives by "collecting rent." In the last luxury air-conditioned apartment, he faces the chaos of his employees:Maya, an SSS zombie who zaps and dances, a security zombie saving crystal cores to marry his neighbor, and more SSS zombies running a moving and delivery biz with 100% reviews. When 30,000 survivors and his freeloading family show up, Evan declares: "Pay the crystal cores—or my zombies will deal with you!"