Trevor Hatfield, a broke college student, is pushed to death by loan sharks during the arrival of a strange apocalypse. But he wakes up again—at the very start of it all. This time, he has an unlimited cashback system. The more he borrows, the more he earns back. Armed with memories and a broken past, he turns eerie businesses and deadly opportunities into profit, building power in a world gone wrong. This time, he won’t just survive—he’ll own the apocalypse.