

Trevor Hatfield, a broke college student, is pushed to death by loan sharks during the arrival of a strange apocalypse. But he wakes up again—at the very start of it all. This time, he has an unlimited cashback system. The more he borrows, the more he earns back. Armed with memories and a broken past, he turns eerie businesses and deadly opportunities into profit, building power in a world gone wrong. This time, he won’t just survive—he’ll own the apocalypse.

Brad Lowe is a top player who transmigrates into the fantasy world, the Twilight Continent, the moment he quits the game. He retains every perfected skill—but has zero interest in adventuring. Monsters? Too lazy to fight. Beauties? Too lazy to flirt.Even divine blessings are rejected. Yet fate drags him into wars among adventurers, turning a man who only wants to rest into an unwilling “savior.”

Lydia Nott's mother-in-law falls gravely ill, but Ian Hart, mistakenly thinking the ambulance is for Lydia's ex-boyfriend, blocks its path. At the hospital, he refuses to donate blood and even destroys the blood source needed for the rescue. Despite Lydia's efforts to find help, her mother-in-law dies. Ian skips the memorial to attend Ivy Scott's birthday, only to learn the truth too late. When he tries to expel Lydia from the Hart family, he discovers she's the rightful heir. Stricken with guilt over his mother's death, he is left to face the consequences of his actions.

On New Year's Eve, when every home is lit with reunion lights, a skyscraper in the city center hides a deadly secret. A so-called "Year-End Layoff" turns into a brutal Twelve Zodiac survival game. Finley Kirk, a low-level office worker, is only trying to earn money for his mother's treatment when he is trapped inside. There are no laws, only survival. No colleagues, only prey.Former bosses become monsters, and coworkers turn against each other as the corporate world collapses into chaos.

For his dad's surgery, Leo tried every means to collect $20 thousand. But his wife, Ruby, took it to pay her brother's debt. Desperate as Leo was, the Whoever You Help Gets Screwed System was activated for him. Leo could take the fortune of the person he helped. Having no choice, Leo decided to use the system to teach Ruby and her family a lesson...

Reborn three hours before the apocalypse, Damon Burke awakens the Emotion System! In his previous life, he was betrayed, murdered,and devoured by his fiancee and a local thug. This time, he maxes out every loan, liquidates all his assets, and frantically stockpiles supplies. Watch as Damon takes revenge on his treacherous ex, brutally eliminates the thug, and conquers his apartment building, neighborhood, district, and eventually the entire city—step by step unraveling the truth behind the apocalypse.

Charles Levi becomes a vegetable after an accident, forcing Daisy Greg to marry Charles in place of her sister Ina Greg. On the eve of their wedding, Daisy learns that her mother's death was caused by Ina and vows to seek revenge by assuming Mrs. Levi's identity. However, on the first night of their marriage, Charles suddenly awakens, only to fall into a critical condition afterwards... Daisy is then driven out as if she's a jinx.

The whole world is thrown into a mysterious survival game on an endless highway. Everyone gets a lonely road, a random vehicle, and must scavenge for supplies to survive. At night, terrifying unknown entities emerge to hunt the living. Eric Quimby starts with the worst possible companion—a powerless cleaning robot with no combat ability, meant for cleaning, not survival.

Lucas Jones gets thrown out of an S-rank survivor base as deadweight. The moment he hits the ground, the Underworld’s Business System awakens, and he opens a restaurant at the end of the world. His ingredients are S-rank anomalies. His staff, once tamed, are the Hell Wardens, the Soul Escorts, and Brewmother herself. Climbing from lowly Underworld Worker all the way to King of Hell, he rescues a desperate survivor base with a single meal, swindles the obscenely wealthy with a single apple, and erases every past humiliation with compounding interest. He isn’t here to survive the apocalypse. He’s here to get rich off it and enjoy every bite.

Max Lowell, once an Aureate Immortal of the Immortal Realm, is forced to reincarnate after crushing usury debts. He wakes in the Mortal Realm inside a deadbeat gambler slain over loans—and finds the man's wife: Queenie Lynd,breathtaking, gentle, but mute, long mistreated at home. Max chooses to begin his mortal life by setting this one thing right: earn enough to craft a pill that will restore his wife's voice.